General information only. Government programs change often — check the official source before you sign.
What is the scheme?
The ACT Government’s Sustainable Household Scheme has offered zero-interest loans to eligible households for energy upgrades. Repayments are spread over several years, which can make a bigger upgrade affordable without paying interest.
What can it cover?
Eligible products have included:
- Rooftop solar.
- Home batteries.
- Heat-pump hot water.
- Reverse-cycle heating and cooling (split, multi-head and ducted).
- EV chargers and other electrification upgrades.
Eligibility criteria, loan limits and participating providers are set by the ACT Government — check the current rules before you sign.
Combining with other incentives
The loan finances the upgrade; it isn’t a rebate. Federal incentives such as STCs for solar and heat pumps, and the Cheaper Home Batteries discount, may still reduce the price. Ask your installer to show each incentive separately.
Tips
- Check your installer is a participating provider.
- Compare the scheme price with quotes outside the scheme.
- Plan the order of upgrades — for example solar before electrifying heating.
- Understand repayment terms and what happens if you sell your home.
See our solar, battery and air conditioning quotes pages.
Sources
Frequently asked questions
Is the ACT loan a rebate?
No. It’s a zero-interest loan you repay. Federal discounts may still apply on top.
Can renters use the scheme?
Eligibility rules are set by the ACT Government. Check the current criteria on the scheme website.